INDEPENDENT CONTRACTOR AGREEMENT
Last Updated: February 12, 2026
This Independent Contractor Agreement (“Agreement”) is entered into between Mint Ninety Six Pty Ltd., a proprietary limited company incorporated under the laws of the Commonwealth of Australia (“Company”), and the individual or entity accepting these terms (“Contractor”).
This Agreement becomes effective on the date the Contractor accepts it electronically or in writing. By accepting, the Contractor irrevocably agrees to be bound by all terms herein. This Agreement is incorporated by reference into the Company’s Terms and Conditions of Use and Privacy Policy.
1.1 No Employment Relationship
This Agreement does not create an employer–employee relationship. The Contractor is engaged strictly as an independent contractor, on a non-exclusive, task-based or project-based basis.
The Contractor is not an employee, partner, agent, representative, fiduciary, or joint venturer of the Company and shall not represent themselves as such for any purpose.
Nothing in this Agreement shall be interpreted as creating rights under the Fair Work Act 2009 (Cth) or any other employment legislation.
1.2 No Employee Benefits
The Contractor acknowledges and agrees that neither they nor any personnel they engage are entitled to:
The Contractor expressly and irrevocably waives any claim to such benefits now or in the future.
1.3 Taxation and Statutory Obligations
The Contractor is solely and exclusively responsible for:
The Company will not withhold tax or make statutory payments on behalf of the Contractor.
The Contractor indemnifies the Company in full against any liability arising from misclassification, non-compliance, or regulatory claims.
2.1 Services
The Contractor may provide credit-platform-related services, including but not limited to:
Specific services (“Services”) and outputs (“Deliverables”) shall be defined in separate task instructions, job briefs, system assignments, or written communications.
2.2 Autonomy and Control
The Contractor retains full discretion and control over:
The Company controls only final outcomes, not the manner or means of performance.
2.3 Tools and Expenses
The Contractor shall supply all tools, equipment, software, internet access, and resources at their own cost.
The Company shall not reimburse expenses unless explicitly agreed in writing.
3.1 Fees
Fees are payable only for:
Acceptance is determined solely at the Company’s discretion.
3.2 Invoicing
The Contractor must submit accurate invoices in the format specified by the Company.
The Company may dispute, delay, or withhold payment for:
4.1 Term
This Agreement continues until terminated in accordance with this Section.
4.2 Termination by Company
The Company may terminate:
At any time, for any reason or no reason, with or without notice, and without liability.
4.3 Termination by Contractor
The Contractor may terminate this Agreement by providing thirty (30) days’ written notice.
4.4 Effect of Termination
Upon termination:
All provisions relating to Confidentiality, Intellectual Property, Indemnification, and Dispute Resolution survive termination indefinitely.
5.1 Ownership of Work Product
All Deliverables, documentation, software, workflows, processes, data, analyses, and materials created in connection with the Services are works made for hire and the exclusive property of Mint Ninety Six Pty Ltd.
The Contractor irrevocably assigns all intellectual property rights worldwide to the Company.
5.2 Confidential Information
The Contractor must not disclose, misuse, or exploit:
This confidentiality obligation survives termination indefinitely.
6.1 Contractor Representations
The Contractor warrants that:
6.2 Indemnification
The Contractor agrees to fully indemnify, defend, and hold harmless the Company from any claims, losses, damages, or liabilities arising from:
The Contractor agrees to comply with:
8.1 Governing Law
This Agreement is governed exclusively by the laws of the Commonwealth of Australia.
8.2 Mandatory Arbitration
All disputes shall be resolved through final and binding arbitration seated in Sydney, New South Wales, conducted in English.
Class, collective, or representative actions are expressly waived.
9.1 Entire Agreement
This Agreement, together with the Company’s Terms and Conditions of Use and Privacy Policy, constitutes the entire agreement between the parties and supersedes all prior agreements or understandings.
9.2 Acknowledgment
By accepting this Agreement, the Contractor confirms that they:
